San Diego County Mortgage Firm - Home Loans, Real Estate, and Other Services





Contact Ocean Mortgage Company to find out what rates we offer for home loans. Our San Diego firm has assisted clients throughout the United States obtain the best loan possible.





The mortgage calculator provided below allows clients to determine what type of rates they are eligible for. If you need assistance, the specialists at our firm are available to consult with you regarding your mortgage, commercial lending, and other home loan needs. Serving clients in San Diego and throughout the United States, Ocean Mortgage Company offers comprehensive lending and purchasing services. Contact us today so we can determine how you can achieve your financial goals.

Mortgage Refinancing Calculator

This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Enter the principal balance of your mortgage:

(call your mortgage lender and ask for the current payoff amount)

Enter the amount of your monthly mortgage payment:

(principal and interest portion only)

Enter the your mortgage's current interest rate:

Enter interest rate you will be refinancing at:

Enter the number of years you will be refinancing for:

Enter the closing costs
that will be required for refinancing:

This is how much your monthly payment
will be if you refinance:

Monthly Savings:

Number of months to break even on closing costs:

This is how much interest you will pay under your current monthly payment plan:

This is how much interest you will pay under your refinanced monthly payment plan:

This is how much interest you will save if you refinance:

Net Refinancing Savings:

(interest savings less closing costs)
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