Purchasing - Home Loan, Debt Consolidation, and More - San Diego

Contact us about the lending services available at our firm, including debt consolidation, a home loan, or a home equity loan. Serving clients in San Diego and throughout the United States, we are committed to helping you reach your financial goals.

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The brokers at Ocean Mortgage Company
are dedicated to providing clients throughout
the United States with the complete lending services
they need to make a purchase. We offer an array of
programs at our firm to assist clients in achieving a healthy financial future. Contact us with any questions you have about acquiring a home loan, home equity loan, debt consolidation loan, or any other type of loan. Our San Diego lending specialists can evaluate your situation and aid you in developing a solution.

Home Loan

Obtaining a home loan in San Diego and other competitive markets can be a trying time for home buyers. At Ocean Mortgage Company, we have helped individuals with all types of credit history receive loan approval. Our mortgage brokers can determine which home loan is right for you and set up a payment plan that you can afford. We offer several types of loans to help you reach your financial goals, including:

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Loan Types

• Fixed-Rate Loans
  

  Interest rates and payments remain the same for the duration of the loan.
  

• Adjustable Rate Mortgage Loans (ARM)

  the interest rates in this type of home loan are adjusted periodically according to a specified pre-selected index.
  

• FHA Loans

Federal Housing Administration Loans can have fixed or adjustable rates. They are intended to make housing more affordable especially for first time purchasers.



• * VA Loans

Fixed-rate home loans insured by the U.S. Department of Veterans Affairs that are intended to make housing more affordable.




• Zero Down
• 100 % Loans
• Interest Only
• 1 % Start Rates

Contact our mortgage company today so we can help you get approved for a home loan. Our San Diego firm can assist you in getting the most favorable rates for your investment.

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Home Equity Loan

Homeowners can obtain loans by leveraging the equity of their mortgaged home, which serves as collateral. Borrowing based on equity allows homeowners to use money earned on their investment. Acquiring a home equity loan through our San Diego office allows clients to obtain a loan or line of credit for use on other purchases.

Common uses of home equity loans are educational expenses, home renovation, and debt consolidation. To apply for a home equity loan contact our San Diego firm today. We can assist you in finding a home equity loan in a fixed or an adjustable rate, depending on your situation. Helping clients throughout the United States get the home equity loan they need, our San Diego mortgage company is qualified to offer comprehensive assistance.

Mortgage Loan

Mortgage loans are available for clients who would like to use real estate as security. If the borrower defaults on the loan, the property will be seized and serve as repayment. At Ocean Mortgage Company, we also provide services for clients interested in applying for subsequent mortgage loans.

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Commercial Lending

At Ocean Mortgage Company, we tailor loans to meets all of your business needs. Our commercial loan specialists can set up short and long-term loans. Contact us to apply for a commercial loan today.

Refinancing

Refinancing allows clients to repay debt with a new loan using the same property as collateral. Refinancing a mortgage can lower your payments and interest rates or allow you to take cash out of your equity. Contact us today so we can determine how to refinance your loan to your benefit.

Cash Out

Clients can refinance their mortgage loan for more than the remaining balance on the property, and cash out the difference. Based on equity that has accrued, cashing out allows clients to pocket the money made on their investment.

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Debt Consolidation

Clients who owe money to several creditors typically see little progress made in decreasing their balance after a barrage of late fees and accrued interest resulting from high rates. Debt consolidation has helped many of our clients reach their financial goals. It is an effective method of managing debt because it allows you to pay off multiple bills with one loan.

There are many benefits to debt consolidation that can assist our clients in getting their finances on track. It can eliminate or reduce interest that has built up. Interest rates can be drastically reduced, and a payment plan is set up according to your income and budget. With the help of debt consolidation, clients only need to make one payment each month. Debt consolidation can get you out of debt sooner. If you want to see your debt decrease and credit improve, contact us about debt consolidation. Our San Diego specialists will review your unique situation and determine which program meets your needs.

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Financial Planning

Creating a financial plan for the future can be a confusing process. At Ocean Mortgage Company, we can take care of your fiscal needs in several areas, including mortgage loans, home loans, taxes, personal credit, investment, and other aspects of financial planning. Contact us today to learn more about how we can help you get your finances in order.

Bad Credit

Individuals with bad credit or no credit experience serious difficulties making large purchases because they cannot get approved for mortgage, home loans, or credit cards. We can help clients with bad credit reach their financial goals. We have programs available to assist clients with poor credit. Our lenders can review your situation and recommend the proper course of action.

Contact us today about the purchasing services available to help our clients attain financial security, including debt consolidation, a home loan, or home equity loan. Serving San Diego and beyond, the brokers at Ocean Mortgage Company have the knowledge and experience to get you the deal you deserve.

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